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Truck loan planning
Ashok Leyland 3120-6x2 DTLA EMI Calculator
Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.
Ex-Showroom Price
₹38.50L
Fuel Type
Diesel
Power
200 hp
Finance
Ashok Leyland 3120-6x2 DTLA EMI Calculator
Select variant, adjust loan details, compare scenarios and review full repayment details.
Truck Price
Select Variant
Price will update the EMI estimate
Ashok Leyland 3120-6x2 DTLA (₹38,50,000)
Credit Score
Select CIBIL Range
Auto-adjusts interest rate
Estimated Monthly EMI
₹57,261
Calculated on ₹26,95,000 loan at 10% for 5 years.
Down Payment
₹11,55,000
Loan Principal
₹26,95,000
Total Interest
₹7,40,660
Total Cost
₹45,90,660
Cost Breakup
Down Payment
₹11,55,000
Amount paid upfront before finance starts.
Loan
₹26,95,000
Interest
₹7,40,660
Share Your EMI
Loan inputs
Adjust Loan Details
Change down payment, tenure and rate to see the monthly EMI update instantly.
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₹1,00,000₹38,50,000
₹
₹0₹37,50,000
%
7%25%
Yr
1 Year7 Years
Down Payment Insight
Increase down payment by ₹50,000 → EMI drops by ₹1,062 and you save ₹63,720 in total interest.
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Recommended: 5 Years
Balances affordable EMI (₹57,261) with lowest total interest.
Lender Comparison— ₹26,95,000 · 5 yr · 10% base
| Bank / NBFC | Rate | Proc. Fee | EMI |
|---|---|---|---|
BESTMahindra Finance | 8.5% | ₹2,999 | ₹55,293 |
SBI | 8.75% | ₹0 | ₹55,618 |
ICICI Bank | 9.1% | ₹3,999 | ₹56,075 |
HDFC Bank | 9.25% | ₹3,500 | ₹56,272 |
Axis Bank | 9.5% | ₹3,500 | ₹56,601 |
* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.
- Processing fee and other loan charges are not included in this calculation.
- The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
- Loan approval is at the sole discretion of the finance partner.
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Ashok Leyland 3120-6x2 DTLA Price FAQs
What is the ex-showroom truck price in India for the Ashok Leyland 3120 6x2 DTLA?
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The ex-showroom truck price in India for the Ashok Leyland 3120 6x2 DTLA typically starts from around ₹32 Lakhs to ₹38 Lakhs. This price can vary based on the specific chassis variant, regional taxes, and any optional features chosen, making it a competitive heavy-duty truck.
What factors influence the on-road price of this heavy-duty truck?
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The on-road price of the Ashok Leyland 3120 is influenced by several factors, including state RTO charges, insurance costs, and any additional accessories or customization. These factors add to the ex-showroom truck price, giving you the final cost to operate this commercial vehicle.
Are there financing options available for purchasing the Ashok Leyland 3120?
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Yes, various financing options are readily available from banks and financial institutions across India for purchasing the Ashok Leyland 3120. These typically include attractive loan schemes with flexible repayment tenures, making it easier to invest in this reliable heavy-duty truck.
What is the estimated EMI for the Ashok Leyland 3120?
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The estimated EMI for the Ashok Leyland 3120 will depend on the loan amount, interest rate, and repayment tenure. For a typical loan, EMIs could range from ₹60,000 to ₹80,000 per month, making it an affordable investment for commercial vehicle operators.
How does its price compare to similar commercial vehicles in its segment?
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The Ashok Leyland 3120 offers a highly competitive truck price in India compared to other commercial vehicles in the 31-tonne heavy-duty segment. Its balance of performance, features like DTLA, and robust build offers excellent value for money, making it a smart investment.
What is the maintenance cost for the Ashok Leyland 3120?
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The Ashok Leyland 3120 is known for its relatively low maintenance costs, thanks to its durable components and widespread service network. Regular servicing and timely replacement of parts ensure the heavy-duty truck remains efficient, contributing to lower overall running expenses.
Does the Ashok Leyland 3120 hold good resale value?
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Yes, Ashok Leyland trucks, including the 3120, generally hold good resale value in the Indian market. Their reputation for reliability and durability ensures they remain sought after in the used commercial vehicles segment, offering owners a good return on their investment.