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Truck loan planning
Ashok Leyland 3520-8x2 TS EMI Calculator
Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.
Ex-Showroom Price
₹42.50L
Fuel Type
Diesel
Power
197 hp
Finance
Ashok Leyland 3520-8x2 TS EMI Calculator
Select variant, adjust loan details, compare scenarios and review full repayment details.
Truck Price
Select Variant
Price will update the EMI estimate
Ashok Leyland 3520-8x2 TS (₹42,50,000)
Credit Score
Select CIBIL Range
Auto-adjusts interest rate
Estimated Monthly EMI
₹63,210
Calculated on ₹29,75,000 loan at 10% for 5 years.
Down Payment
₹12,75,000
Loan Principal
₹29,75,000
Total Interest
₹8,17,600
Total Cost
₹50,67,600
Cost Breakup
Down Payment
₹12,75,000
Amount paid upfront before finance starts.
Loan
₹29,75,000
Interest
₹8,17,600
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Loan inputs
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Change down payment, tenure and rate to see the monthly EMI update instantly.
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₹1,00,000₹42,50,000
₹
₹0₹41,50,000
%
7%25%
Yr
1 Year7 Years
Down Payment Insight
Increase down payment by ₹50,000 → EMI drops by ₹1,062 and you save ₹63,720 in total interest.
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Recommended: 5 Years
Balances affordable EMI (₹63,210) with lowest total interest.
Lender Comparison— ₹29,75,000 · 5 yr · 10% base
| Bank / NBFC | Rate | Proc. Fee | EMI |
|---|---|---|---|
BESTMahindra Finance | 8.5% | ₹2,999 | ₹61,037 |
SBI | 8.75% | ₹0 | ₹61,396 |
ICICI Bank | 9.1% | ₹3,999 | ₹61,901 |
HDFC Bank | 9.25% | ₹3,500 | ₹62,118 |
Axis Bank | 9.5% | ₹3,500 | ₹62,481 |
* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.
- Processing fee and other loan charges are not included in this calculation.
- The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
- Loan approval is at the sole discretion of the finance partner.
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Ashok Leyland 3520-8x2 TS Price FAQs
What is the approximate ex-showroom price of the Ashok Leyland 3520 8x2 Ts in India?
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The ex-showroom price of the Ashok Leyland 3520 8x2 Ts in India typically ranges from ₹38 Lakhs to ₹45 Lakhs, depending on the specific variant and features. This truck price in India makes it a competitive option in the heavy-duty truck segment. Always check with authorized dealers for the latest figures.
What factors influence the on-road price of this heavy-duty truck?
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The on-road price of the Ashok Leyland 3520 8x2 Ts is influenced by several factors, including RTO registration charges, insurance costs, road tax, and any optional accessories or body fabrication. These elements are added to the ex-showroom price to determine the final cost for this heavy-duty truck.
Are there financing options available for the Ashok Leyland 3520 and what are the typical EMI?
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Yes, various banks and financial institutions offer attractive financing options for the Ashok Leyland 3520. Typical EMI (Equated Monthly Installment) will depend on the loan amount, interest rate, and tenure. You can inquire at dealerships for detailed information on loan schemes and estimated cost breakdowns.
How does the truck price in India for the 3520 compare to its competitors?
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The truck price in India for the Ashok Leyland 3520 8x2 Ts is considered highly competitive within its heavy-duty truck segment. It offers a strong balance of features, performance, and durability at a price point that provides excellent value for money compared to rival models.
What is included in the price (e.g., warranty, standard accessories)?
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The base price generally includes the standard chassis with cabin and a manufacturer's warranty, which is typically quite comprehensive for heavy-duty trucks. Standard accessories vary, but any additional body work or special features are usually extra. Always confirm the exact inclusions when discussing the cost.
Does the Ashok Leyland 3520 offer good value for money at its price point?
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Absolutely. The Ashok Leyland 3520 8x2 Ts is widely regarded for offering excellent value for money at its price point. Its robust build, reliable engine, and competitive mileage ensure strong operational efficiency and high resale value for a heavy-duty truck, contributing to long-term profitability.
Are there any subsidies or schemes that can affect the cost of buying this truck?
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Occasionally, government subsidies or state-specific schemes might be available for commercial vehicles that could influence the final cost of the Ashok Leyland 3520. It's advisable to check with local dealerships or government transport departments for any such programs that could reduce the truck price in India.
What are the expected registration and insurance costs for the Ashok Leyland 3520?
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Registration and insurance costs for the Ashok Leyland 3520 8x2 Ts typically depend on the state and the chosen insurance policy. These are significant additions to the ex-showroom price, so always factor them into your budget for the total on-road price. Comprehensive insurance is highly recommended for heavy-duty trucks.