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Ashok Leyland 4020 4x2
Ex-Showroom Price
₹34.00L
Key Specifications
GVW
39500 kg
Power
197 hp
Finance
Ashok Leyland 4020 4x2 EMI Calculator
Select Variant
Ashok Leyland 4020 4x2 (₹34,00,000)
Credit Score EstimatorAuto-adjusts interest rate
Down PaymentLoanInterest
Monthly EMI
₹50,568
Down Payment₹10,20,000
Loan Principal₹23,80,000
Total Interest₹6,54,080
Total Cost₹40,54,080
Share Your EMI
₹
₹1,00,000₹34,00,000
₹
₹0₹33,00,000
%
7%25%
Yr
1 Year7 Years
Down Payment Insight
Increase down payment by ₹50,000 → EMI drops by ₹1,062 and you save ₹63,720 in total interest.
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Recommended: 5 Years
Balances affordable EMI (₹50,568) with lowest total interest.
Lender Comparison— ₹23,80,000 · 5 yr · 10% base
| Bank / NBFC | Rate | Proc. Fee | EMI |
|---|---|---|---|
BESTMahindra Finance | 8.5% | ₹2,999 | ₹48,830 |
SBI | 8.75% | ₹0 | ₹49,117 |
ICICI Bank | 9.1% | ₹3,999 | ₹49,521 |
HDFC Bank | 9.25% | ₹3,500 | ₹49,695 |
Axis Bank | 9.5% | ₹3,500 | ₹49,985 |
* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.
- Processing fee and other loan charges are not included in this calculation.
- The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
- Loan approval is at the sole discretion of the finance partner.
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Ashok Leyland 4020 4x2 Price FAQs
What is the ex-showroom truck price in India for the Ashok Leyland 4020 4x2?
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The ex-showroom truck price in India for the Ashok Leyland 4020 4x2 typically starts from around ₹28-32 Lakhs, depending on the specific variant, load body, and features. Prices can vary slightly by region and dealer, so it's best to check locally.
What is the on-road price of the Ashok Leyland 4020 4x2?
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The on-road price of the Ashok Leyland 4020 4x2 includes the ex-showroom price, RTO registration, insurance, and other local taxes. It can range from approximately ₹32-38 Lakhs or more, varying significantly based on your city and state in India.
What factors influence the overall truck price in India for the Ashok Leyland 4020 4x2?
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The overall truck price in India for the Ashok Leyland 4020 4x2 is influenced by factors such as the specific chassis length, cabin type, engine specifications, features like AC or telematics, and varying state taxes and duties. Upgrades and accessories can also add to the final cost.
Are there financing options available for purchasing the Ashok Leyland 4020 4x2?
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Yes, various financing options are readily available from leading banks and financial institutions for purchasing the Ashok Leyland 4020 4x2. Ashok Leyland also often has tie-ups with lenders to offer attractive loan schemes for heavy-duty trucks, making ownership more accessible.
How does the price of the Ashok Leyland 4020 4x2 compare to other heavy-duty trucks in its segment?
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The Ashok Leyland 4020 4x2 offers competitive pricing within the heavy-duty truck segment, providing excellent value for its capacity, features, and brand reliability. It's often considered a cost-effective choice among the best trucks, balancing initial investment with long-term operational benefits.
Does the truck price vary by state for the Ashok Leyland 4020 4x2?
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Yes, the on-road truck price in India for the Ashok Leyland 4020 4x2 can vary significantly from state to state. This is primarily due to differences in RTO charges, road taxes, and local levies imposed by individual state governments. It's best to check with your local dealership for an accurate, region-specific quote.
What is included in the basic truck price of the Ashok Leyland 4020 4x2?
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The basic truck price typically includes the ex-showroom cost of the chassis with cabin, engine, and standard components. Additional costs like the load body fabrication, RTO registration, insurance, and any optional accessories are usually separate from this initial ex-showroom price.
Brochure
Ashok Leyland 4020 4x2 Brochure
Download for detailed specs, features & prices.
Finance
Ashok Leyland 4020 4x2 EMI
Your estimated monthly EMI