Atul Rik thumbnail

Atul Rik

Ex-Showroom Price

₹1.94L

Key Specifications

GVW

727 kg

Power

9.59 hp

Atul Rik EMI Calculator

Select Variant
Atul Rik (₹1,94,000)
Credit Score EstimatorAuto-adjusts interest rate
Interest16%of total cost
Down PaymentLoanInterest

Monthly EMI

₹2,886

Down Payment58,200
Loan Principal1,35,800
Total Interest37,360
Total Cost2,31,360
Share Your EMI
₹1,00,000₹1,94,000
₹0₹94,000
%
7%25%
Yr
1 Year7 Years
💡 Down Payment Insight
Increase down payment by ₹50,000 EMI drops by 761 and you save 45,660 in total interest.
Recommended: 5 Years
Balances affordable EMI (₹2,886) with lowest total interest.

Lender Comparison— ₹1,35,800 · 5 yr · 10% base

Bank / NBFCRateProc. FeeEMI
BESTMahindra Finance
8.5%₹2,9992,787
SBI
8.75%₹02,803
ICICI Bank
9.1%₹3,9992,826
HDFC Bank
9.25%₹3,5002,836
Axis Bank
9.5%₹3,5002,853

* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.

  • Processing fee and other loan charges are not included in this calculation.
  • The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
  • Loan approval is at the sole discretion of the finance partner.

Atul Rik Price FAQs

What is the typical truck price in India for a small commercial vehicle (SCV)?

+

The typical truck price in India for a small commercial vehicle (SCV) generally ranges from ₹4 lakhs to ₹10 lakhs, depending on the brand, features, and payload capacity. These compact yet powerful vehicles offer an excellent entry point for many businesses. You can find various options at competitive prices on TruckOnWheels.

What factors significantly influence the truck price in India?

+

Several factors influence the truck price in India, including the brand, engine capacity, payload capacity, technology features (like AC, power steering), and emission standards (BS6 compliance). The type of truck, whether it's a small commercial vehicle or a heavy-duty truck, is also a major determinant. Market demand and regional taxes can also play a role.

Can I find affordable heavy-duty trucks, or are they always very expensive?

+

While heavy-duty trucks naturally have a higher truck price compared to SCVs, you can certainly find affordable options, especially in the used truck market or from value-for-money brands. Their price typically starts from around ₹20 lakhs and can go much higher. It's crucial to compare different models and financing options to find a truck that fits your budget for your heavy-duty needs.

Are there financing options available for purchasing trucks in India?

+

Yes, there are numerous financing options available for purchasing trucks in India, including loans from banks, NBFCs (Non-Banking Financial Companies), and even manufacturer-specific finance schemes. These options often include flexible EMI plans and down payment requirements to make the truck price more manageable. TruckOnWheels can connect you with reliable finance partners.

How does the truck brand affect its overall price in the Indian market?

+

The truck brand significantly affects its overall price in the Indian market due to factors like brand reputation, perceived reliability, after-sales service network, and resale value. Established brands often command a premium, while newer entrants might offer more competitive truck prices to attract buyers. Always consider the long-term value alongside the initial purchase cost.

What is the approximate resale value of commercial trucks in India?

+

The approximate resale value of commercial trucks in India depends on factors like age, mileage, maintenance history, and market demand for that specific model. Well-maintained trucks from popular brands tend to hold their value better. Small commercial vehicles generally have good resale value due to constant demand, while heavy-duty trucks' value depends on their operational condition and remaining lifespan.

Are there any government subsidies or schemes that can reduce the truck price for buyers?

+

Currently, government subsidies directly reducing the upfront truck price are limited, but schemes promoting vehicle scrappage, BS6 upgrade incentives, or those related to electric commercial vehicles might offer benefits. It's advisable to check with government transport departments or industry bodies for any current or upcoming schemes. These can help offset the overall cost of ownership.

How can I get the best truck price for my budget on TruckOnWheels?

+

To get the best truck price for your budget on TruckOnWheels, you can compare various models, look for promotional offers, and consider both new and certified used trucks. Utilizing our platform's filters for price range, brand, and specifications will help you narrow down options. Don't hesitate to contact sellers for potential negotiation and financing details.

Atul Rik Brochure

Download for detailed specs, features & prices.

Atul Rik EMI

Your estimated monthly EMI

₹4,382

At 10% interest for 3 years

Calculate Atul Rik EMI