
Piaggio and SBI will finance three-wheelers in UP at 0% interest under CM Yuva Yojana. Here's the real math, who qualifies, and how to apply first.

Ex-Showroom Price
₹1.56L
Key Specifications
GVW
400 kg
Power
NA
Finance
Monthly EMI
₹2,321
| Bank / NBFC | Rate | Proc. Fee | EMI |
|---|---|---|---|
BESTMahindra Finance | 8.5% | ₹2,999 | ₹2,241 |
SBI | 8.75% | ₹0 | ₹2,254 |
ICICI Bank | 9.1% | ₹3,999 | ₹2,273 |
HDFC Bank | 9.25% | ₹3,500 | ₹2,281 |
Axis Bank | 9.5% | ₹3,500 | ₹2,294 |
* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.
News
The on-road price for the base model typically ranges from 5.5 to 6.2 Lakh INR, varying by city and additional registration costs and taxes.
Yes, it offers standard and a slightly upgraded variant, with the latter costing around 30,000-50,000 INR more for additional comfort and features.
Buyers can avail flexible EMI plans, often starting with down payments as low as 1 Lakh INR, with tenure options extending up to five years readily.
The Xv850 generally holds good resale value due to its demand and reliability in the commercial segment, making it a sound long-term investment.
A typical down payment ranges from 80,000 to 1,20,000 INR, depending on the chosen variant and the specific financial institution's lending policies.
Brochure
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Finance
Your estimated monthly EMI