Piaggio and SBI Signed an MoU to Offer Intrest Free Auto Loans in UP
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Divya Enterprises Deluxe EMI Calculator
Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.
Ex-Showroom Price
₹1.38L
Fuel Type
Electric
Motor
Electric Motor
Finance
Divya Enterprises Deluxe EMI Calculator
Select variant, adjust loan details, compare scenarios and review full repayment details.
Truck Price
Select Variant
Price will update the EMI estimate
Divya Enterprises Deluxe (₹1,38,000)
Credit Score
Select CIBIL Range
Auto-adjusts interest rate
Estimated Monthly EMI
₹2,053
Calculated on ₹96,600 loan at 10% for 5 years.
Down Payment
₹41,400
Loan Principal
₹96,600
Total Interest
₹26,580
Total Cost
₹1,64,580
Cost Breakup
Down Payment
₹41,400
Amount paid upfront before finance starts.
Loan
₹96,600
Interest
₹26,580
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Loan inputs
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Change down payment, tenure and rate to see the monthly EMI update instantly.
₹
₹1,00,000₹1,38,000
₹
₹0₹38,000
%
7%25%
Yr
1 Year7 Years
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Recommended: 5 Years
Balances affordable EMI (₹2,053) with lowest total interest.
Lender Comparison— ₹96,600 · 5 yr · 10% base
| Bank / NBFC | Rate | Proc. Fee | EMI |
|---|---|---|---|
BESTMahindra Finance | 8.5% | ₹2,999 | ₹1,982 |
SBI | 8.75% | ₹0 | ₹1,994 |
ICICI Bank | 9.1% | ₹3,999 | ₹2,010 |
HDFC Bank | 9.25% | ₹3,500 | ₹2,017 |
Axis Bank | 9.5% | ₹3,500 | ₹2,029 |
* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.
- Processing fee and other loan charges are not included in this calculation.
- The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
- Loan approval is at the sole discretion of the finance partner.
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Divya Enterprises Deluxe Price FAQs
What is the approximate on-road price of the Divya Enterprises Deluxe in India?
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The on-road price typically ranges from 12 to 15 Lakhs, varying by city, state taxes, and specific features or accessories chosen by the buyer.
Are there different variants available for the Divya Enterprises Deluxe truck?
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Yes, it usually comes in a few variants, primarily differing in cargo body length, payload capacity, and sometimes cabin features, catering to various operational needs.
What are the typical EMI options and down payment requirements for purchasing the Deluxe?
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EMI options are available from various banks, with down payments typically ranging from 10-25% of the ex-showroom price, depending on credit score and loan tenure.
How does the Divya Enterprises Deluxe hold its resale value in the Indian market?
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The Deluxe generally holds a good resale value due to its durability, reliability, and demand in the used commercial vehicle market, making it a sound investment.
What are the estimated annual insurance costs for the Divya Enterprises Deluxe?
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Annual insurance costs can range from INR 25,000 to INR 40,000, depending on the chosen policy, coverage, insurer, and the truck's age and location.