Truck loan planning

E-Sathi Cart EMI Calculator

Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.

Ex-Showroom Price

₹1.35L

Fuel Type

Electric

Motor

1200W, BLDC Motor

Finance

E-Sathi Cart EMI Calculator

Select variant, adjust loan details, compare scenarios and review full repayment details.

Truck Price

Select Variant

Price will update the EMI estimate

E-Sathi Cart (₹1,35,000)

Credit Score

Select CIBIL Range

Auto-adjusts interest rate

Estimated Monthly EMI

₹2,008

Calculated on ₹94,500 loan at 10% for 5 years.

Down Payment

₹40,500

Loan Principal

₹94,500

Total Interest

₹25,980

Total Cost

₹1,60,980

Cost Breakup

Down Payment

₹40,500

Amount paid upfront before finance starts.

Loan

₹94,500

Interest

₹25,980

Share Your EMI

Loan inputs

Adjust Loan Details

Change down payment, tenure and rate to see the monthly EMI update instantly.

Loan Amount

₹

₹1,00,000₹1,35,000

Down Payment

₹

₹0₹35,000

Interest Rate

7%25%

Loan Tenure

1 Year7 Years

✓

Recommended: 5 Years

Balances affordable EMI (₹2,008) with lowest total interest.

Balance Trend

Outstanding Loan Balance Over Tenure

5 year repayment

Opening Balance

₹94,500

Closing Balance

₹0

Monthly EMI

₹2,008

Year	Principal Paid	Interest Paid	Balance
Year 1	₹15,336	₹8,760	₹79,164
Year 2	₹16,942	₹7,154	₹62,222
Year 3	₹18,716	₹5,380	₹43,505
Year 4	₹20,676	₹3,420	₹22,829
Year 5	₹22,829	₹1,255	₹0
Total	₹94,500	₹25,980	₹0

Lender Comparison— ₹94,500 · 5 yr · 10% base

Bank / NBFC	Rate	Proc. Fee	EMI
BESTMahindra Finance	8.5%	₹2,999	₹1,939
SBI	8.75%	₹0	₹1,951
ICICI Bank	9.1%	₹3,999	₹1,967
HDFC Bank	9.25%	₹3,500	₹1,974
Axis Bank	9.5%	₹3,500	₹1,985

* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.

Processing fee and other loan charges are not included in this calculation.
The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
Loan approval is at the sole discretion of the finance partner.

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E-Sathi Cart Price FAQs

What is the approximate on-road price of the E Sathi Cart in India?

The on-road price for the E Sathi Cart generally ranges from INR 1.5 lakhs to 2.5 lakhs, varying by state, variants, and applicable subsidies.

Are there different variants available for the E Sathi Cart, and how do they differ in price?

Yes, variants often include different battery types (lead-acid/lithium-ion) or load body configurations, affecting the price, with lithium-ion being costlier.

What are the typical EMI options available for purchasing an E Sathi Cart?

Many dealerships offer flexible EMI plans, with down payments and monthly installments depending on the loan amount, tenure, and prevailing interest rates.

What can buyers expect regarding the resale value of the E Sathi Cart?

Resale value is still evolving for electric commercial vehicles. Factors like battery health, maintenance history, and market demand will significantly influence it.

Are there any government subsidies or incentives available for buying an E Sathi Cart?

Buyers may qualify for FAME II subsidies or state-specific incentives, which can significantly reduce the effective purchase price, promoting EV adoption.