
Piaggio and SBI will finance three-wheelers in UP at 0% interest under CM Yuva Yojana. Here's the real math, who qualifies, and how to apply first.

Truck loan planning
Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.
Ex-Showroom Price
₹2.52L
Fuel Type
Diesel
Power
8 hp
Finance
Select variant, adjust loan details, compare scenarios and review full repayment details.
Truck Price
Price will update the EMI estimate
Credit Score
Auto-adjusts interest rate
Estimated Monthly EMI
₹3,748
Calculated on ₹1,76,400 loan at 10% for 5 years.
Down Payment
₹75,600
Loan Principal
₹1,76,400
Total Interest
₹48,480
Total Cost
₹3,00,480
Cost Breakup
₹75,600
Amount paid upfront before finance starts.
₹1,76,400
₹48,480
Loan inputs
Change down payment, tenure and rate to see the monthly EMI update instantly.
| Bank / NBFC | Rate | Proc. Fee | EMI |
|---|---|---|---|
BESTMahindra Finance | 8.5% | ₹2,999 | ₹3,620 |
SBI | 8.75% | ₹0 | ₹3,641 |
ICICI Bank | 9.1% | ₹3,999 | ₹3,671 |
HDFC Bank | 9.25% | ₹3,500 | ₹3,684 |
Axis Bank | 9.5% | ₹3,500 | ₹3,705 |
* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.
News
The truck price in India is influenced by several factors, including the brand, model, engine capacity, payload capacity, features, and emission standards (BS6). Market demand, regional taxes, and optional accessories also play a significant role.
Small commercial vehicles typically range from ₹4 Lakhs to ₹10 Lakhs in India, depending on the model, brand, and specifications. This makes them an affordable entry point for many entrepreneurs looking for efficient last-mile delivery solutions.
Heavy-duty trucks come with a higher truck price, usually starting from ₹20 Lakhs and going up to ₹50 Lakhs or more for specialized models. Their robust build, powerful engines, and large capacities justify the premium price.
Yes, most truck manufacturers and dealerships offer various financing options, including EMI schemes and loans, to help buyers manage the truck price. Banks and NBFCs also provide commercial vehicle loans with competitive interest rates in India.
The choice between a new and used truck depends on your budget and requirements. A new truck offers warranty and the latest technology, while a used truck can be a more cost-effective option with a lower initial truck price, especially for small commercial vehicles.
Beyond the ex-showroom truck price, consider costs like RTO registration, insurance, road tax, and any additional accessories or modifications. Fuel costs, maintenance, and spare parts are also ongoing operational expenses that impact your overall budget.
BS6 compliant trucks often have a slightly higher truck price due to advanced emission control technology, including DPF and AdBlue systems. However, these vehicles are more environmentally friendly and mandated by regulations in India.
Yes, it is often possible to negotiate the truck price with dealers, especially during festive seasons or at the end of financial quarters. You might secure discounts, free accessories, or better financing deals on both small commercial vehicles and heavy-duty trucks.