Piaggio and SBI Signed an MoU to Offer Intrest Free Auto Loans in UP
Piaggio and SBI will finance three-wheelers in UP at 0% interest under CM Yuva Yojana. Here's the real math, who qualifies, and how to apply first.
Truck loan planning
Khalsa Super Dlx EMI Calculator
Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.
Ex-Showroom Price
₹1.55L
Fuel Type
Electric
Motor
CY Gold Premium
Finance
Khalsa Super Dlx EMI Calculator
Select variant, adjust loan details, compare scenarios and review full repayment details.
Truck Price
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Price will update the EMI estimate
Khalsa Super Dlx (₹1,55,000)
Credit Score
Select CIBIL Range
Auto-adjusts interest rate
Estimated Monthly EMI
₹2,306
Calculated on ₹1,08,500 loan at 10% for 5 years.
Down Payment
₹46,500
Loan Principal
₹1,08,500
Total Interest
₹29,860
Total Cost
₹1,84,860
Cost Breakup
Down Payment
₹46,500
Amount paid upfront before finance starts.
Loan
₹1,08,500
Interest
₹29,860
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Loan inputs
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Change down payment, tenure and rate to see the monthly EMI update instantly.
₹
₹1,00,000₹1,55,000
₹
₹0₹55,000
%
7%25%
Yr
1 Year7 Years
Down Payment Insight
Increase down payment by ₹50,000 → EMI drops by ₹181 and you save ₹10,860 in total interest.
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Recommended: 5 Years
Balances affordable EMI (₹2,306) with lowest total interest.
Lender Comparison— ₹1,08,500 · 5 yr · 10% base
| Bank / NBFC | Rate | Proc. Fee | EMI |
|---|---|---|---|
BESTMahindra Finance | 8.5% | ₹2,999 | ₹2,227 |
SBI | 8.75% | ₹0 | ₹2,240 |
ICICI Bank | 9.1% | ₹3,999 | ₹2,258 |
HDFC Bank | 9.25% | ₹3,500 | ₹2,266 |
Axis Bank | 9.5% | ₹3,500 | ₹2,279 |
* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.
- Processing fee and other loan charges are not included in this calculation.
- The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
- Loan approval is at the sole discretion of the finance partner.
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Khalsa Super Dlx Price FAQs
What is the average truck price in India for commercial vehicles?
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The average truck price in India for commercial vehicles varies widely, from around ₹3-8 lakhs for small commercial vehicles (SCVs) to ₹15-50 lakhs or more for heavy-duty trucks and multi-axle vehicles. This depends heavily on capacity, features, and brand.
What factors influence the on-road truck price?
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The on-road truck price includes the ex-showroom price, RTO registration charges, road tax, insurance, and any accessories or optional features. These factors can significantly increase the final cost compared to the base price. Location and state-specific taxes also play a role.
Are there affordable small commercial vehicles available?
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Yes, India has a wide range of affordable small commercial vehicles (SCVs) perfect for small businesses and last-mile connectivity. Brands like Tata Ace, Mahindra Jeeto, and Maruti Suzuki Super Carry offer competitive truck prices starting from around ₹4-7 lakhs. These are great entry-level options.
How do heavy-duty truck prices compare to lighter models?
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Heavy-duty truck prices are significantly higher than those of lighter models and small commercial vehicles due to their larger engines, robust chassis, and higher payload capacities. They involve more complex engineering and materials, reflecting their premium pricing for industrial and long-haul applications.
What's the difference between ex-showroom and on-road truck price?
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The ex-showroom truck price is the base cost of the vehicle from the dealer, excluding any taxes, registration, or insurance. The on-road truck price is the final amount you pay, including ex-showroom price plus RTO charges, road tax, insurance, and other miscellaneous fees.
Are financing options available for purchasing a truck?
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Yes, a wide array of financing options are readily available for purchasing a truck in India, from banks and NBFCs. They offer commercial vehicle loans with flexible repayment tenures and competitive interest rates. This makes it easier for businesses to invest in new small commercial vehicles or heavy-duty trucks.
What other costs should I consider besides the truck price?
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Besides the initial truck price, you should consider ongoing costs like fuel expenses, maintenance and servicing, insurance premiums, spare parts, and potential road tolls. Planning for these operational costs is crucial for a complete financial overview of owning a commercial vehicle.
How can I get the best deal on a new truck in India?
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To get the best deal on a new truck in India, compare prices from multiple dealerships and inquire about ongoing offers or festive discounts. Negotiate on accessories, explore different financing options, and consider purchasing during promotional periods. Researching truck price in India thoroughly is key.