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Truck loan planning

Tata 1012 LPT EMI Calculator

Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.

Ex-Showroom Price

₹19.53L

Fuel Type

Diesel

Power

74.5 kW

Finance

Tata 1012 LPT EMI Calculator

Select variant, adjust loan details, compare scenarios and review full repayment details.

Truck Price

Select Variant

Price will update the EMI estimate

Tata 1012 LPT (₹19,53,000)

Credit Score

Select CIBIL Range

Auto-adjusts interest rate

Estimated Monthly EMI

₹29,047

Calculated on ₹13,67,100 loan at 10% for 5 years.

Down Payment

₹5,85,900

Loan Principal

₹13,67,100

Total Interest

₹3,75,720

Total Cost

₹23,28,720

Cost Breakup

Interest16%of total cost
Down Payment

₹5,85,900

Amount paid upfront before finance starts.

Loan

₹13,67,100

Interest

₹3,75,720

Share Your EMI

Loan inputs

Adjust Loan Details

Change down payment, tenure and rate to see the monthly EMI update instantly.

₹
₹1,00,000₹19,53,000
₹
₹0₹18,53,000
%
7%25%
Yr
1 Year7 Years
Down Payment Insight
Increase down payment by ₹50,000 → EMI drops by ₹1,062 and you save ₹63,720 in total interest.
✓
Recommended: 5 Years
Balances affordable EMI (₹29,047) with lowest total interest.

Lender Comparison— ₹13,67,100 · 5 yr · 10% base

Bank / NBFCRateProc. FeeEMI
BESTMahindra Finance
8.5%₹2,999₹28,049
SBI
8.75%₹0₹28,214
ICICI Bank
9.1%₹3,999₹28,446
HDFC Bank
9.25%₹3,500₹28,545
Axis Bank
9.5%₹3,500₹28,712

* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.

  • Processing fee and other loan charges are not included in this calculation.
  • The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
  • Loan approval is at the sole discretion of the finance partner.

News

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Tata 1012 LPT Price FAQs

What is the approximate on-road price of the Tata 1012 LPT in India?

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The on-road price of the Tata 1012 LPT typically ranges from INR 18 lakhs to INR 22 lakhs, varying by state, RTO charges, and specific body configurations chosen.

What are the main variants available for the Tata 1012 LPT?

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The primary variants differ based on wheelbase and deck length, offering choices like 14-foot, 17-foot, 19-foot, and 22-foot load bodies to suit diverse requirements.

Can I get an EMI option for purchasing a Tata 1012 LPT, and what is the typical down payment?

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Yes, financing options with EMIs are widely available. A typical down payment can range from 10% to 30% of the ex-showroom price, depending on lender terms.

What is the expected resale value of the Tata 1012 LPT?

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The Tata 1012 LPT generally holds a good resale value due to its popularity, robust build, and strong demand in the used commercial vehicle market in India.

Does the Tata 1012 LPT come with different engine options that affect its price?

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It primarily comes with a single, proven diesel engine platform. Price variations are mainly due to chassis configuration, wheelbase, and factory-fitted body options.