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Truck loan planning

Tata LPT 4825 EMI Calculator

Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.

Ex-Showroom Price

₹44.43L

Fuel Type

Diesel

Power

249 hp

Finance

Tata LPT 4825 EMI Calculator

Select variant, adjust loan details, compare scenarios and review full repayment details.

Truck Price

Select Variant

Price will update the EMI estimate

Tata LPT 4825 (₹44,43,000)

Credit Score

Select CIBIL Range

Auto-adjusts interest rate

Estimated Monthly EMI

₹66,081

Calculated on ₹31,10,100 loan at 10% for 5 years.

Down Payment

₹13,32,900

Loan Principal

₹31,10,100

Total Interest

₹8,54,760

Total Cost

₹52,97,760

Cost Breakup

Interest16%of total cost
Down Payment

₹13,32,900

Amount paid upfront before finance starts.

Loan

₹31,10,100

Interest

₹8,54,760

Share Your EMI

Loan inputs

Adjust Loan Details

Change down payment, tenure and rate to see the monthly EMI update instantly.

₹
₹1,00,000₹44,43,000
₹
₹0₹43,43,000
%
7%25%
Yr
1 Year7 Years
Down Payment Insight
Increase down payment by ₹50,000 → EMI drops by ₹1,062 and you save ₹63,720 in total interest.
✓
Recommended: 5 Years
Balances affordable EMI (₹66,081) with lowest total interest.

Lender Comparison— ₹31,10,100 · 5 yr · 10% base

Bank / NBFCRateProc. FeeEMI
BESTMahindra Finance
8.5%₹2,999₹63,809
SBI
8.75%₹0₹64,184
ICICI Bank
9.1%₹3,999₹64,712
HDFC Bank
9.25%₹3,500₹64,939
Axis Bank
9.5%₹3,500₹65,318

* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.

  • Processing fee and other loan charges are not included in this calculation.
  • The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
  • Loan approval is at the sole discretion of the finance partner.

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Tata LPT 4825 Price FAQs

What is the estimated ex-showroom price of the Tata LPT 4825 truck in India?

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The ex-showroom price of the Tata LPT 4825 heavy-duty truck in India typically starts from approximately ₹45 lakh to ₹50 lakh. This price can vary slightly based on the specific variant, chassis configuration, and any optional features. It's positioned competitively within the 48-ton multi-axle truck segment.

What factors influence the on-road price of the Tata LPT 4825?

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The on-road price of the Tata LPT 4825 includes the ex-showroom price plus several additional costs. These usually encompass RTO charges (registration), insurance, state road tax, and the cost of body fabrication (which varies significantly based on type). Dealer margins and any accessories also contribute to the final truck price in India.

Is financing available for purchasing the Tata LPT 4825 heavy-duty truck?

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Yes, extensive financing options are readily available for purchasing the Tata LPT 4825 heavy-duty truck from various banks and financial institutions in India. Tata Motors also has tie-ups with leading lenders to offer attractive loan schemes. This makes it easier for fleet owners and individual operators to invest in this powerful commercial vehicle.

What are the typical operating and maintenance costs for the Tata LPT 4825?

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Operating costs for the Tata LPT 4825 primarily include fuel expenses, which depend on mileage and diesel prices. Maintenance costs are generally manageable, thanks to Tata's reliable engineering and widespread service network. Regular servicing, spare parts, and driver wages contribute to the overall running cost, which is competitive for heavy-duty trucks.

How does the Tata LPT 4825's price compare to other heavy-duty trucks in its segment?

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The Tata LPT 4825 offers a very competitive truck price in India compared to other heavy-duty multi-axle trucks in the 48-ton segment. It is often lauded for providing excellent value for money, combining a powerful engine, robust build, and strong service support at an attractive price point. This makes it a popular choice for budget-conscious buyers.

Are there any subsidies or government schemes that reduce the truck price in India for commercial vehicles like the LPT 4825?

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While direct subsidies on the purchase price of heavy-duty trucks like the LPT 4825 are not common, buyers can benefit from certain government policies or state-level incentives. These might include tax benefits, financing schemes, or infrastructure development programs that indirectly support the commercial vehicle sector. It's advisable to check with local dealers for the latest information.

What is the resale value of the Tata LPT 4825 in the used truck market?

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The Tata LPT 4825 generally commands a strong resale value in the used truck market, thanks to Tata Motors' brand reputation and the truck's proven reliability. Its robust construction and widespread availability of parts ensure that even used models remain in demand. This makes it a sound long-term investment for businesses.