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SML Isuzu Samrat 1312 XT EMI Calculator
Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.
Ex-Showroom Price
₹17.83L
Fuel Type
Diesel
Power
85 kW
Finance
SML Isuzu Samrat 1312 XT EMI Calculator
Select variant, adjust loan details, compare scenarios and review full repayment details.
Truck Price
Select Variant
Price will update the EMI estimate
SML Isuzu Samrat 1312 XT (₹17,83,000)
Credit Score
Select CIBIL Range
Auto-adjusts interest rate
Estimated Monthly EMI
₹26,519
Calculated on ₹12,48,100 loan at 10% for 5 years.
Down Payment
₹5,34,900
Loan Principal
₹12,48,100
Total Interest
₹3,43,040
Total Cost
₹21,26,040
Cost Breakup
Down Payment
₹5,34,900
Amount paid upfront before finance starts.
Loan
₹12,48,100
Interest
₹3,43,040
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Loan inputs
Adjust Loan Details
Change down payment, tenure and rate to see the monthly EMI update instantly.
₹
₹1,00,000₹17,83,000
₹
₹0₹16,83,000
%
7%25%
Yr
1 Year7 Years
Down Payment Insight
Increase down payment by ₹50,000 → EMI drops by ₹1,062 and you save ₹63,720 in total interest.
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Recommended: 5 Years
Balances affordable EMI (₹26,519) with lowest total interest.
Lender Comparison— ₹12,48,100 · 5 yr · 10% base
| Bank / NBFC | Rate | Proc. Fee | EMI |
|---|---|---|---|
BESTMahindra Finance | 8.5% | ₹2,999 | ₹25,607 |
SBI | 8.75% | ₹0 | ₹25,758 |
ICICI Bank | 9.1% | ₹3,999 | ₹25,970 |
HDFC Bank | 9.25% | ₹3,500 | ₹26,061 |
Axis Bank | 9.5% | ₹3,500 | ₹26,213 |
* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.
- Processing fee and other loan charges are not included in this calculation.
- The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
- Loan approval is at the sole discretion of the finance partner.
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SML Isuzu Samrat 1312 XT Price FAQs
What is the ex-showroom and on-road price of the SML Isuzu Samrat 1312 Xt in India?
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Ex-showroom prices for the Samrat 1312 Xt typically start around 18-20 lakhs INR. On-road prices vary by state due to RTO, insurance, and taxes.
Are there different variants or load body options affecting the price of the 1312 Xt?
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Yes, pricing varies significantly based on the chosen wheelbase, load body length, and specific features or applications, offering choices for different budgets.
What are the typical EMI options and down payment requirements for the Samrat 1312 Xt?
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Down payments usually start from 1.5-2 lakhs INR. EMIs depend on loan tenure and interest rates, with various financing options available from banks and NBFCs.
What is the expected resale value of the SML Isuzu Samrat 1312 Xt after a few years?
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SML Isuzu trucks generally hold good resale value due to their reliability and demand in the used commercial vehicle market, making it a sound investment.
Does SML Isuzu offer any financing schemes or subsidies for purchasing the 1312 Xt?
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SML Isuzu often partners with financial institutions to provide attractive financing schemes. Any government subsidies would depend on specific state policies or initiatives.