SML Isuzu Samrat 1312 XT thumbnail

SML Isuzu Samrat 1312 XT

Ex-Showroom Price

₹17.83L

Key Specifications

GVW

12990 kg

Power

85 kW

SML Isuzu Samrat 1312 XT EMI Calculator

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SML Isuzu Samrat 1312 XT (₹17,83,000)
Credit Score EstimatorAuto-adjusts interest rate
Interest16%of total cost
Down PaymentLoanInterest

Monthly EMI

₹26,519

Down Payment5,34,900
Loan Principal12,48,100
Total Interest3,43,040
Total Cost21,26,040
Share Your EMI
₹1,00,000₹17,83,000
₹0₹16,83,000
%
7%25%
Yr
1 Year7 Years
💡 Down Payment Insight
Increase down payment by ₹50,000 EMI drops by 1,062 and you save 63,720 in total interest.
Recommended: 5 Years
Balances affordable EMI (₹26,519) with lowest total interest.

Lender Comparison— ₹12,48,100 · 5 yr · 10% base

Bank / NBFCRateProc. FeeEMI
BESTMahindra Finance
8.5%₹2,99925,607
SBI
8.75%₹025,758
ICICI Bank
9.1%₹3,99925,970
HDFC Bank
9.25%₹3,50026,061
Axis Bank
9.5%₹3,50026,213

* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.

  • Processing fee and other loan charges are not included in this calculation.
  • The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
  • Loan approval is at the sole discretion of the finance partner.

SML Isuzu Samrat 1312 XT Price FAQs

What is the ex-showroom and on-road price of the SML Isuzu Samrat 1312 Xt in India?

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Ex-showroom prices for the Samrat 1312 Xt typically start around 18-20 lakhs INR. On-road prices vary by state due to RTO, insurance, and taxes.

Are there different variants or load body options affecting the price of the 1312 Xt?

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Yes, pricing varies significantly based on the chosen wheelbase, load body length, and specific features or applications, offering choices for different budgets.

What are the typical EMI options and down payment requirements for the Samrat 1312 Xt?

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Down payments usually start from 1.5-2 lakhs INR. EMIs depend on loan tenure and interest rates, with various financing options available from banks and NBFCs.

What is the expected resale value of the SML Isuzu Samrat 1312 Xt after a few years?

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SML Isuzu trucks generally hold good resale value due to their reliability and demand in the used commercial vehicle market, making it a sound investment.

Does SML Isuzu offer any financing schemes or subsidies for purchasing the 1312 Xt?

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SML Isuzu often partners with financial institutions to provide attractive financing schemes. Any government subsidies would depend on specific state policies or initiatives.

SML Isuzu Samrat 1312 XT Brochure

Download for detailed specs, features & prices.

SML Isuzu Samrat 1312 XT EMI

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