Piaggio and SBI Signed an MoU to Offer Intrest Free Auto Loans in UP
Piaggio and SBI will finance three-wheelers in UP at 0% interest under CM Yuva Yojana. Here's the real math, who qualifies, and how to apply first.
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SML Isuzu Samrat GS XT EMI Calculator
Check monthly EMI, interest, lender comparison, scenarios and repayment details in one place.
Ex-Showroom Price
₹23.71L
Fuel Type
Diesel
Power
85 kW
Finance
SML Isuzu Samrat GS XT EMI Calculator
Select variant, adjust loan details, compare scenarios and review full repayment details.
Truck Price
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Price will update the EMI estimate
SML Isuzu Samrat GS XT (₹23,71,000)
Credit Score
Select CIBIL Range
Auto-adjusts interest rate
Estimated Monthly EMI
₹35,264
Calculated on ₹16,59,700 loan at 10% for 5 years.
Down Payment
₹7,11,300
Loan Principal
₹16,59,700
Total Interest
₹4,56,140
Total Cost
₹28,27,140
Cost Breakup
Down Payment
₹7,11,300
Amount paid upfront before finance starts.
Loan
₹16,59,700
Interest
₹4,56,140
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Loan inputs
Adjust Loan Details
Change down payment, tenure and rate to see the monthly EMI update instantly.
₹
₹1,00,000₹23,71,000
₹
₹0₹22,71,000
%
7%25%
Yr
1 Year7 Years
Down Payment Insight
Increase down payment by ₹50,000 → EMI drops by ₹1,062 and you save ₹63,720 in total interest.
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Recommended: 5 Years
Balances affordable EMI (₹35,264) with lowest total interest.
Lender Comparison— ₹16,59,700 · 5 yr · 10% base
| Bank / NBFC | Rate | Proc. Fee | EMI |
|---|---|---|---|
BESTMahindra Finance | 8.5% | ₹2,999 | ₹34,052 |
SBI | 8.75% | ₹0 | ₹34,252 |
ICICI Bank | 9.1% | ₹3,999 | ₹34,534 |
HDFC Bank | 9.25% | ₹3,500 | ₹34,655 |
Axis Bank | 9.5% | ₹3,500 | ₹34,857 |
* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.
- Processing fee and other loan charges are not included in this calculation.
- The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
- Loan approval is at the sole discretion of the finance partner.
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SML Isuzu Samrat GS XT Price FAQs
What is the estimated on-road price of the SML Isuzu Samrat GS XT in India?
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The on-road price typically ranges from INR 15 to 18 Lakh, varying based on state RTO charges, insurance, and specific variant chosen.
Are there different variants or body types available for the SML Isuzu Samrat GS XT?
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Yes, it is available in various load body options like fixed side deck, high side deck, and chassis with cowl, catering to diverse needs.
What are the typical EMI options and down payment requirements for this truck?
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EMI options vary by bank, but a typical down payment could be 15-25% of the on-road price, with repayment periods up to 5 years.
How does the resale value of the SML Isuzu Samrat GS XT hold up over time?
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Its resale value is considered fair to good, primarily due to its reputation for reliability and efficient performance in the commercial vehicle market.
What is the approximate maintenance cost for the SML Isuzu Samrat GS XT annually?
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Annual maintenance costs are generally considered moderate for its segment, varying with usage, service intervals, and part replacements, typically around INR 30,000-50,000.