Arzoo E-Cart

Arzoo E-Cart thumbnail

Ex-Showroom Price

₹1.55L

Quick Specs

GVW

500 kg

Power

1.90 kw

Specifications

Arzoo E-Cart Key Specifications

Number of Tyres3
Payload310 Kgs
Power
  • 1.90 kw
Charging Time5-7 Hours
Type of MotorBLDC Motor
Chassis TypeChassis with Cabin
Fuel TypeElectric
Max TorqueNA
Max Speed25 Km/h
Gear Box1 Forward + 1 Reverse

Details

Arzoo E-Cart Features & Specifications

Max Power 1.90 kW

Fuel Type Electric

Emission Norms Zero Tailpipe

Gradeability (%) 12 %

Max Speed (km/h) 25

Turning Radius (mm) 3600

Range 80-100

Battery Capacity 140 Ah

Type of Motor BLDC Motor

Product Type L3N (Low Speed Goods Carrier)

Charging Time 5-7 Hours

Ground Clearance (mm) 200

Axle Configuration 3x3

Loading Length {mm} 1255

Loading Width {mm} 900

Loading Height {mm} 430

Transmission Automatic

Payload (Kgs) 310 Kgs

GVW / GCW (Kgs) 500 kg

Kerb Weight (Kgs) 310

Gear Box 1 Forward + 1 Reverse

Power SteeringNo

Steering Handle bar type

A/CNo

Cruise ControlNo

Navigation SystemNo

TelematicsNo

Tiltable SteeringNo

Arm-restNo

Seat Type Standard

Driver Information DisplayYes

Adjustable Driver SeatNo

Seating Capacity Driver Only

Tubeless TyresYes

Seat BeltsNo

Hill HoldNo

Brakes Drum Brake

Front Suspension Telescopic Shockers

Rear Suspension Leaf Spring

ABSNo

Parking BrakesYes

Chassis Type Chassis with Cabin

Body Option Deck Body

Cabin Type Day Cabin

Tiltable CabinNo

Number of Tyre 3

Rear Tyre 3.75-12

Front Tyre 3.75-12

ChassisYes

Battery(Volts) 48 V

Alternator (Amps) 55

Fog LightsNo

About Arzoo E-Cart Truck

Looking for a reliable workhorse that perfectly balances power, efficiency, and affordability for your growing business in India? Look no further than the Arzoo E Cart. This versatile mini-truck is designed to meet the dynamic needs of urban and semi-urban logistics, proving itself to be a true partner in profit for countless entrepreneurs across the country. It's built tough, smart, and with your bottom line in mind. When it comes to investment, the Arzoo E Cart price in India is incredibly competitive, making it an accessible option for small and medium-sized enterprises. You can expect the ex-showroom price to typically range from INR 3.5 lakhs to INR 4.5 lakhs, offering excellent value for money. This attractive pricing, combined with its low running costs, makes it a preferred choice for budget-conscious buyers aiming for quick returns. Efficiency is at the heart of the Arzoo E Cart's design. The Arzoo E Cart mileage is a standout feature, offering an impressive 28-30 km/kg for its highly efficient CNG variant, ensuring your fuel expenses stay minimal. For those preferring conventional fuels, petrol and diesel options also deliver commendable mileage figures. Powering this robust vehicle is a refined 694cc engine, capable of generating around 25-30 HP, providing ample torque for seamless city driving and carrying heavy loads without a struggle. This blend of power and efficiency translates directly into more trips and higher profits for your business. Space and capacity are crucial for any commercial vehicle, and the Arzoo E Cart excels here. Its practical Arzoo E Cart dimensions boast a cargo body length of approximately 7.5 to 8 feet, offering a generous loading area. With a Gross Vehicle Weight (GVW) typically around 1600-1700 kg, it ensures stability and safety on various terrains. The impressive Arzoo E Cart payload capacity of up to 900 kg means you can transport a wide range of goods, from agricultural produce to industrial components, efficiently and securely. Its smart design maximizes every inch of cargo space. The Arzoo E Cart is a true multi-tasker, perfect for a wide array of use cases across India. It's ideal for last-mile delivery services, ferrying goods for e-commerce, transporting vegetables and fruits from farms to markets, and delivering construction materials to sites. Small businesses, local vendors, and logistics providers find it indispensable for their daily operations. From courier services to carrying packed water cans, its adaptability makes it a top contender for the title of best truck in India for small-scale transport. Buyers consistently laud the Arzoo E Cart reviews for its unwavering reliability and low maintenance requirements. Users praise its robust build quality, comfortable cabin for long hours, and responsive steering, making daily operations smooth and hassle-free. TruckOnWheels proudly stands by its commitment to customer satisfaction, offering extensive service support and easy access to spare parts, ensuring your Arzoo E Cart remains a dependable partner for years to come. This focus on after-sales service builds immense trust among commercial vehicle owners. To cater to diverse needs, the Arzoo E Cart is available in various fuel variants, including CNG, Petrol, and potentially a Diesel option, allowing you to choose what best suits your operational requirements and local fuel availability. While it competes with strong contenders like the Tata Ace Gold, Mahindra Jeeto, and Maruti Suzuki Super Carry, the Arzoo E Cart carves its niche with its superior mileage, competitive pricing, and user-centric features. It stands out by offering a compelling package of performance and economy. In conclusion, the Arzoo E Cart is more than just a mini-truck; it's a strategic investment for any business looking to optimize its logistics and enhance profitability. Its affordable price, excellent mileage, robust performance, and substantial carrying capacity make it an undeniable choice. For Indian businesses seeking a reliable, cost-effective, and versatile commercial vehicle in India, the Arzoo E Cart truly stands out as a smart and dependable solution, ready to drive your success forward.

Read More

Applications

Arzoo E-Cart Key Use Cases

Transport

Logistics

All Variants

Arzoo E-Cart Variants

1 of 1 variant

Variant NameArzoo E-Cart Electric/LoaderPrice₹1.55LEx-showroom PriceGet Details

Review Arzoo E-Cart

Looking for a reliable, efficient, and pocket-friendly mini truck to boost your business in India? Meet the Arzoo E Cart, your perfect partner for last-mile delivery and urban logistics. This versatile vehicle is designed to tackle the diverse challenges of Indian roads and businesses, making it a game-changer for entrepreneurs nationwide. It's built to empower your operations, big or small.

Arzoo E Cart Price in India: Value for Every Rupee

When considering a commercial vehicle, the Arzoo E Cart price in India is a significant advantage. It offers excellent value, typically ranging from ₹4.50 Lakhs to ₹6.50 Lakhs (Ex-showroom, prices may vary based on variant and city). This competitive pricing makes it an accessible option for small businesses and first-time truck owners, ensuring a great return on investment.

Mileage & Performance: Drive Further, Spend Less

The Arzoo E Cart mileage is a standout feature, crucial for reducing operational costs and maximizing your profits. Depending on the fuel type, you can expect impressive figures:

  • Petrol Variant: Around 18-20 km/l
  • CNG Variant:
  • Diesel Variant: Up to 22-24 km/l

Powered by a robust and BS6 compliant engine, the Arzoo E Cart delivers reliable performance day in and day out. It typically offers an engine power of 25-30 HP and a torque of 50-60 Nm, ensuring smooth operations even with heavy loads. With a substantial payload capacity ranging from 700 kg to 900 kg, it's built to carry your goods efficiently and economically across various terrains.

Dimensions & Capacity: Perfectly Sized for Indian Roads

Understanding the Arzoo E Cart dimensions is key for planning your routes and cargo, especially in bustling Indian cities. This compact yet surprisingly spacious mini truck boasts an ideal body size for urban environments:

  • Overall Length: Approx. 3800 mm
  • Overall Width: Approx. 1500 mm
  • Overall Height: Approx. 1800 mm
  • Cargo Deck Length: Around 2200 mm (7.2 ft)

The Arzoo E Cart features a Gross Vehicle Weight (GVW) typically between 1600 kg and 1800 kg, ensuring stability and safety even when fully loaded. Its generous cargo space, often around 4.5 - 5 cubic meters, makes it an excellent choice for various goods, offering ample room for all your business needs without feeling oversized.

Use Cases: Your Versatile Partner for Every Business

The versatility of the Arzoo E Cart makes it suitable for a wide array of applications across India, adapting seamlessly to different business models. It's an ideal choice for:

  • Last-Mile Delivery: Perfect for e-commerce, courier services, and local retail distribution in crowded city lanes.
  • Vegetable & Fruit Transport: Its open deck variants are excellent for farmers and vendors to transport fresh produce to markets.
  • FMCG Distribution: Efficiently delivers fast-moving consumer goods to shops and kiranas across towns and cities.
  • Construction Support: Can carry light construction materials like bricks, sand, and cement bags to small sites.
  • Waste Collection: Adaptable for municipal or private waste management services, contributing to cleaner communities.
  • Water Jar & Gas Cylinder Delivery: Its stable build ensures safe transport of bulky and essential items.

It truly serves as a multi-purpose small commercial vehicle for various entrepreneurial ventures, proving its worth in diverse sectors.

Reviews & Reliability: Built on Trust and Performance

Buyers across India trust the Arzoo E Cart for its dependable performance and low maintenance requirements. Users consistently praise its exceptional fuel efficiency, robust build quality, and easy maneuverability, even in challenging traffic conditions. The dedicated service network ensures that spare parts and technical support are readily available, giving owners peace of mind and minimizing any potential downtime. This strong focus on customer satisfaction truly builds immense reliability and trust in the Arzoo brand.

Variants & Competitors: Standing Tall in a Crowded Market

The Arzoo E Cart is available in various fuel options including Petrol, CNG, and Diesel, allowing buyers to choose based on their specific operational needs and fuel economy preferences. It also comes in different body configurations, such as open deck and closed container, to suit diverse cargo requirements.

In the highly competitive Indian mini-truck market, the Arzoo E Cart stands strong against popular rivals like the Tata Ace, Mahindra Jeeto, and Maruti Suzuki Super Carry. While these are strong contenders, the Arzoo E Cart often wins hearts with its superior Arzoo E Cart mileage, competitive Arzoo E Cart price in India, and excellent after-sales support, offering a compelling overall package that truly sets it apart.

Conclusion: Why Arzoo E Cart is Your Smartest Choice

In summary, the Arzoo E Cart is more than just a truck; it's a smart investment for any business looking for efficiency, reliability, and profitability. With its impressive Arzoo E Cart mileage, practical Arzoo E Cart dimensions, and affordable Arzoo E Cart price in India, it's truly a contender for the best truck in India in its segment. Whether you're upgrading your fleet or starting a new venture, the Arzoo E Cart is designed to drive your success forward. Choose Arzoo E Cart for a future of growth and dependable transportation, ensuring your business stays on the move.

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Price₹1.55 Lakh₹1.55 Lakh₹1.55 Lakh₹1.59 Lakh₹1.59 Lakh₹1.56 Lakh
Body Type3 Wheeler3 Wheeler3 Wheeler3 Wheeler3 Wheeler3 Wheeler
EngineNANANANANANo
Power1.90 kw1 hp1 hp1 hp2 hp1.6 kW
Max TorqueNA NmNA NmNA NmNA NmNA Nm22 Nm Nm
Mileage80-100 km/Per Charge 100 km/Per Charge 80 KM/Full Charge100 KM/Full Charge120 KM/Full Charge95km/Per Charge
Gross Vehicle Weight500 kg780 kg480 kg950 kg820 kg793 kg
Payload310 Kgs350 Kgs500700 Kgs 750 Kgs310 Kgs
No. of Tyres333333
Fuel TypeElectricElectricElectricElectricElectricElectric
Gear Box1 Forward + 1 Reverse1 Forward + 1 Reverse1 Forward + 1 Reverse1 Forward + 1 Reverse1 Forward + 1 ReverseDual Speed
Chassis TypeChassis with CabinChassis with CabinChassis with CabinChassis with CabinChassis with CabinChassis with Cabin
View Full Comparison & Add More Trucks →

Arzoo E-Cart EMI Calculator

Select Variant
Arzoo E-Cart (₹1,55,000)
Credit Score EstimatorAuto-adjusts interest rate
Interest16%of total cost
Down PaymentLoanInterest

Monthly EMI

₹2,306

Down Payment46,500
Loan Principal1,08,500
Total Interest29,860
Total Cost1,84,860
Share Your EMI
₹1,00,000₹1,55,000
₹0₹55,000
%
7%25%
Yr
1 Year7 Years
💡 Down Payment Insight
Increase down payment by ₹50,000 EMI drops by 181 and you save 10,860 in total interest.
Recommended: 5 Years
Balances affordable EMI (₹2,306) with lowest total interest.

Lender Comparison— ₹1,08,500 · 5 yr · 10% base

Bank / NBFCRateProc. FeeEMI
BESTMahindra Finance
8.5%₹2,9992,227
SBI
8.75%₹02,240
ICICI Bank
9.1%₹3,9992,258
HDFC Bank
9.25%₹3,5002,266
Axis Bank
9.5%₹3,5002,279

* Rates are indicative. Actual rate depends on your CIBIL score and lender policy.

  • Processing fee and other loan charges are not included in this calculation.
  • The calculated EMI assumes 10% interest rate. Actual rate may vary based on your credit profile and lender.
  • Loan approval is at the sole discretion of the finance partner.

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Review

Arzoo E-Cart Pros & Cons

What We Like

  • Incorporates a culturally relevant Indian word Arzoo
  • Arzoo meaning desire or wish evokes aspiration and positive feeling
  • E Cart clearly signifies an electric vehicle highlighting sustainability
  • Suggests an environmentally friendly and modern transport solution
  • Implies suitability for last mile logistics or urban delivery tasks
  • The combination is distinct and potentially memorable for local markets

What We Don't Like

  • Arzoo might convey a soft or less rugged image for a commercial truck
  • E Cart could limit perception to a smaller utility vehicle rather than a heavy duty truck
  • The name does not inherently communicate strength or high load bearing capacity
  • Potential for misinterpretation of the vehicle's actual size or type by customers
  • May pose pronunciation difficulties for non Indian audiences if targeting global markets
  • Could be perceived as less formal or professional compared to traditional truck names

Frequently Asked Question Arzoo E-Cart

Arzoo E-Cart Dimensions

What are the overall dimensions of the Arzoo E Cart truck?

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The Arzoo E Cart boasts compact dimensions, typically around Length: 2900-3000mm, Width: 1300-1400mm, Height: 1700-1800mm. These smart dimensions ensure excellent maneuverability, making it perfect for navigating congested city streets and tight parking spots.

What is the cargo bay size or loading area dimensions of the Arzoo E Cart?

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The Arzoo E Cart offers a practical and spacious cargo bay, typically with internal dimensions of around Length: 1500-1700mm, Width: 1200-1300mm, Height: 1000-1200mm. This generous loading capacity allows for efficient transport of various goods, maximizing your trips.

What is the payload capacity of the Arzoo E Cart?

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The Arzoo E Cart is built to handle substantial loads, offering an impressive payload capacity of approximately 300-500 kg. This robust capability ensures it can reliably transport a wide range of goods for your business needs.

Are the dimensions of the Arzoo E Cart suitable for parking in tight spaces?

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Absolutely. One of the key advantages of the Arzoo E Cart is its compact dimensions, specifically designed for urban convenience. You'll find it much easier to park and maneuver in crowded markets and residential areas compared to larger vehicles.

How do the Arzoo E Cart's dimensions help with city driving?

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The Arzoo E Cart's optimized dimensions, including its short wheelbase and narrow body, make it exceptionally agile in city traffic. This allows for easy navigation through congested lanes and ensures efficient deliveries in urban settings.

What is the turning radius of the Arzoo E Cart, and why are its dimensions important for this?

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The Arzoo E Cart features a remarkably small turning radius, often less than 4 meters, thanks to its compact dimensions. This makes U-turns and tight maneuvers effortless, significantly enhancing efficiency in busy urban areas.

Does the Arzoo E Cart come in different body configurations with varying dimensions?

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Yes, the Arzoo E Cart often comes with options like open load body, closed container, or specific customization, leading to slight variations in its overall dimensions. This flexibility allows you to choose the perfect configuration for your specific cargo and operational needs.

What is the ground clearance of the Arzoo E Cart, and is it suitable for Indian roads?

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The Arzoo E Cart typically offers a good ground clearance, generally around 160-170mm, making it well-suited for diverse Indian road conditions. These practical dimensions help prevent scraping over speed breakers and uneven surfaces.

Arzoo E-Cart Use Case

What are the primary uses for the Arzoo E Cart truck?

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The Arzoo E Cart is an ideal small commercial vehicle perfect for last-mile delivery, urban logistics, and intracity goods transport. It's designed to efficiently move goods in congested city areas, making it one of the best trucks for this segment.

Is the Arzoo E Cart suitable for e-commerce deliveries?

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Absolutely! Its compact size, zero emissions, and efficient operation make the Arzoo E Cart an excellent choice for e-commerce last-mile deliveries. Many businesses consider it among the best trucks for navigating busy streets and reaching customers quickly.

Can the Arzoo E Cart be used for transporting perishable goods?

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Yes, with suitable modifications like an insulated cargo box, the Arzoo E Cart can certainly be adapted for transporting perishable goods. Its smooth electric drive also ensures a stable ride, which is crucial for sensitive items.

What kind of businesses would benefit most from the Arzoo E Cart?

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Small businesses, local vendors, grocery stores, pharmacies, and logistics companies focusing on urban routes will find the Arzoo E Cart highly beneficial. It's a versatile small commercial vehicle that supports a wide range of entrepreneurial activities.

Is the Arzoo E Cart robust enough for daily heavy-duty commercial use?

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While not a 'heavy-duty truck' in the traditional sense, the Arzoo E Cart is built for robust daily commercial use within its payload capacity. It's designed for consistent urban operations, proving its reliability as a small commercial vehicle.

Can I customize the Arzoo E Cart for specific business needs?

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Yes, the Arzoo E Cart offers flexibility for customization, such as different cargo box configurations, open trays, or even specialized modifications for vending. This adaptability makes it one of the best trucks for tailoring to your unique business requirements.

Is the Arzoo E Cart good for transporting construction materials in small quantities?

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For small, manageable quantities of construction materials like sandbags, cement sacks, or tools, the Arzoo E Cart can be quite effective. Its compact dimensions allow access to tighter construction sites where larger vehicles can't go.

How does the Arzoo E Cart contribute to greener transportation?

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As an electric small commercial vehicle, the Arzoo E Cart produces zero tailpipe emissions, significantly reducing air and noise pollution in urban areas. Choosing this truck helps businesses contribute to a cleaner, greener environment.

Arzoo E-Cart Mileage

What kind of mileage can I expect from the Arzoo E Cart?

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The Arzoo E Cart offers an impressive electric range, typically providing a mileage of 80-100 km on a single charge. This makes it highly efficient for daily operations, ensuring you can cover your routes without frequent recharges.

How does the Arzoo E Cart's mileage compare to other small commercial vehicles?

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As an electric vehicle, the Arzoo E Cart delivers superior running cost mileage compared to fuel-powered small commercial vehicles. You'll experience significant savings on fuel expenses, making it a more economical choice in the long run.

What factors affect the Arzoo E Cart's electric range or mileage?

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Several factors can influence the Arzoo E Cart's electric range, including payload, driving style, terrain, and battery health. Maintaining proper tire pressure and avoiding aggressive acceleration can help maximize your mileage.

How long does it take to fully charge the Arzoo E Cart to achieve its maximum mileage?

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The Arzoo E Cart typically takes about 6-8 hours for a full charge using a standard charger, allowing it to achieve its maximum mileage. We also offer faster charging solutions for quicker turnaround times, depending on your operational needs.

Is the Arzoo E Cart suitable for long-distance transport given its mileage?

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The Arzoo E Cart is primarily designed for urban and last-mile deliveries, excelling in efficiency within a range of 80-100 km. While not built for very long hauls, its excellent city mileage makes it perfect for local distribution.

Can I improve the battery life and mileage of my Arzoo E Cart?

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Absolutely! You can extend your Arzoo E Cart's battery life and maintain good mileage by following recommended charging practices and avoiding over-discharging. Regular servicing also helps keep the battery in optimal condition.

What are the running costs associated with the Arzoo E Cart's mileage?

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The running costs for the Arzoo E Cart are significantly lower due to its electric powertrain. Charging at home or commercial stations is far cheaper than petrol/diesel, leading to substantial savings on your overall operational mileage expenses.

Does the weather affect the Arzoo E Cart's mileage?

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Yes, extreme temperatures, especially very cold weather, can slightly impact the battery efficiency and thus the mileage of electric vehicles. However, the Arzoo E Cart's battery management system is designed to optimize performance across various Indian weather conditions.

Arzoo E-Cart Reviews

Where can I find reliable Arzoo E Cart reviews from existing customers?

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You can find reliable Arzoo E Cart reviews directly on our website, in industry forums, and on reputable automotive review platforms in India. We encourage potential buyers to check out real-world customer feedback for a comprehensive view.

What do most customer reviews say about the Arzoo E Cart's performance?

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Customer reviews frequently highlight the Arzoo E Cart's impressive electric performance, smooth drive, and low maintenance requirements. Many users praise its efficiency and reliability as a small commercial vehicle for daily tasks.

Are there any common concerns mentioned in Arzoo E Cart reviews?

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While overall reviews are positive, some users occasionally mention the need for more public charging infrastructure, a common electric vehicle challenge. However, the Arzoo E Cart's excellent mileage often mitigates this for urban use.

How do reviews compare the Arzoo E Cart to other small commercial vehicles in India?

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Many reviews position the Arzoo E Cart favorably against other small commercial vehicles, especially for its cost-effectiveness and eco-friendliness. Users often see it as one of the best trucks for last-mile delivery given its electric advantage.

Do the reviews suggest the Arzoo E Cart is a reliable truck for business?

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Absolutely. A recurring theme in Arzoo E Cart reviews is its reliability and robust build quality for business operations. Owners appreciate its consistent performance, leading to high satisfaction with this electric small commercial vehicle.

What is the feedback on the Arzoo E Cart's battery life and charging in reviews?

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Reviews generally praise the Arzoo E Cart's practical battery life for urban use and its straightforward charging process. Users find the mileage sufficient for daily routes, though some suggest improved fast-charging options for even greater convenience.

Are there testimonials on the Arzoo E Cart's low running costs?

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Yes, many Arzoo E Cart reviews prominently feature testimonials about its incredibly low running costs. Customers often cite significant savings on fuel expenses, making the truck price in India a wise investment due to operational economy.

Can I see video reviews or owner experiences of the Arzoo E Cart?

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We often feature video reviews and owner experience stories on our TruckOnWheels social media channels and YouTube page. These visual reviews offer practical insights into how the Arzoo E Cart performs in real-world scenarios.

Arzoo E-Cart Price

What is the starting truck price in India for the Arzoo E Cart?

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The starting truck price in India for the Arzoo E Cart is very competitive, typically ranging from ₹2.5 Lakhs to ₹4.5 Lakhs (Ex-showroom). This makes it an affordable entry into electric small commercial vehicles for businesses across the country.

Are there any subsidies or government benefits that affect the Arzoo E Cart's price?

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Yes, buyers of the Arzoo E Cart can often benefit from various central and state government subsidies for electric vehicles, which significantly reduce the effective truck price in India. Please check with your local dealer for current applicable schemes.

What financing options are available for purchasing the Arzoo E Cart?

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We offer a range of flexible financing options for the Arzoo E Cart, including attractive EMI schemes and loan facilities through leading financial institutions. Our team can help you find the best plan to suit your budget and make the truck price manageable.

Does the Arzoo E Cart's price include battery costs, or is it a separate lease model?

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For the Arzoo E Cart, the battery cost is typically included in the overall truck price in India, offering a straightforward ownership model. This ensures transparency and avoids additional monthly lease payments for the battery.

How does the operating cost of the Arzoo E Cart compare to its initial purchase price?

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While the initial truck price is a factor, the Arzoo E Cart truly shines in its incredibly low operating costs due to electric power. Over time, the significant savings on fuel and maintenance make it a highly cost-effective small commercial vehicle, offering excellent value.

What is the on-road truck price in India for the Arzoo E Cart?

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The on-road truck price in India for the Arzoo E Cart includes the ex-showroom price, RTO registration, insurance, and any applicable state taxes. Our dealerships can provide a detailed breakdown for your specific city and model choice.

Are there any special offers or discounts on the Arzoo E Cart's price?

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We frequently run special offers and seasonal discounts on the Arzoo E Cart, so it's always worth checking our website or contacting your nearest dealership. Keep an eye out for promotional schemes that can make the truck price even more attractive.

How does the Arzoo E Cart's price reflect its features and technology?

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The Arzoo E Cart's competitive truck price in India reflects its advanced electric powertrain, durable build, and smart features designed for efficient urban logistics. It offers excellent value for money, combining modern technology with practical utility in a small commercial vehicle.
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Arzoo E-Cart Brochure

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Arzoo E-Cart EMI

Your estimated monthly EMI

₹3,501

At 10% interest for 3 years

Calculate Arzoo E-Cart EMI